Main menu

Pages

STUDY ABROAD INSURANCE | by heidi mukhtar


 Studying abroad can be a real adventure. Make sure to stay safe by having a good study abroad insurance. Here is our recommendations.

Here we give you some general information and advice about study abroad insurances but DreamStudies can never be held responsible for you not having adequate insurance. Make your own decision and always check what is included before booking an insurance. We are not an insurance broker so contact the relevant insurance company directly if you have any questions or if you need assistance.

 

What study abroad insurance do you recommend?

Our recommendation currently goes to Dr Walter's Protrip World insurance which provide good coverage for a good price. It is available for all nationalities.

Why do I need a study abroad insurance?

Most foreign schools require that you show a proof of an insurance on the first day of school so they know that you are protected if something happens. Many people believe that insurances primarily cover theft and health care but there are other things that can be even more costly. For example, if you need to be picked up by a helicopter and flown home for treatment after an accident the transport alone can cost over € 100 000 without insurance. If you accidentally cause damage to your accommodation it can also result in great costs. So don't think that it wont happen to you. Be safe by making sure to have a good insurance that will protect you during your studies.

 

What is OSHC in Australia?

The Australian government demands that students who apply for a student visa to Australia with a few exceptions sign up for OSHC, Overseas Student Health Cover which provides a basic medical and hospital insurance in Australia. You should not arrive in Australia before your OSHC is valid.

However this insurance does not cover theft, liability, legal costs, damages you cause, sick transport and other important things so our recommendation is that you also get a study abroad insurance so you can feel safe and enjoy your studies without concerns.

 

Do I need an extra insurance to drive a car?

Study Abroad Insurances usually don't cover driving (at least costs for repairs and damages that you cause), so remember to always get a separate insurance if you want to drive abroad. If you rent a car the rental company should offer such an insurance.

 

Does study abroad insurances cover tuition fees?

Study Abroad Insurance usually don't cover tuition fees and they are usually not activated until the day of departure. If you cancel your studies before you go you have no insurance coverage unless you have taken a cancellation insurance. It might be good to do so if you book a really expensive course that must be paid in advance. Otherwise you risk losing the entire tuition fee.

Online courses for international students in USA

The United States has many universities and platforms that offer online courses for international students. Here are some of the most popular options:

Coursera - offers courses from top universities and organizations around the world, including many from the United States.

edX - a nonprofit platform that offers courses from top universities such as Harvard, MIT, and UC Berkeley.

Udacity - offers courses in programming, data science, artificial intelligence, and other tech-related fields.

Harvard Online Learning - offers a range of courses and certificates from Harvard University, including business, computer science, and healthcare courses.

Stanford Online - offers courses in business, computer science, engineering, and other fields.

MIT OpenCourseWare - offers free access to MIT's course materials, including lecture videos, assignments, and exams.

Yale Open Courses - offers free access to selected introductory courses taught at Yale University.

Columbia Online - offers a range of courses and certificates from Columbia University, including courses in journalism, data science, and business.

These online courses and platforms offer international students the opportunity to learn from top universities in the United States and around the world, often at a lower cost than traditional on-campus programs. It's important for prospective students to do their own research and choose the best option for their individual needs and interests.
reactions

Comments